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This information has been provided by the Australian Government.

You may receive part of your Income Support or Family Tax Benefit (Part A) payment sooner.

This is an advance payment, you pay it back later on your government payments.

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Who can apply

You can request an advance after at least 3 months of obtaining one of these payments:

You can request an advance at any time if you receive one of these payments:

When you are not eligible

You can’t get an advance if you’ve already had one in the past 12 months while receiving one of these payments:

You are also not eligible for an advance if you:

  • refund the one you got more than 12 months ago
  • be indebted to the Australian government
  • can’t afford to pay it back within 6 months
  • are outside Australia.

If you receive the mobility allowance

You cannot get an advance if you receive the mobility allowance and you:

  • plan to leave Australia for more than 6 weeks in the next 6 months
  • plan to stop your current job or training for at least the next 6 months
  • get money from the National Disability Insurance Scheme – this does not include My Way in Western Australia.

What you can get

There is a limit to the amount of money we can advance to you. The amount depends on the type of payment you receive.

Family Tax Benefit (FTB) Part A

If you get FTB part A, you can get 1 regular advance at a time. You can also request a one-time advance at any time. But your advances cannot exceed a total of $1,151.51.

For a regular advance, the amount you can get is 3.75% of the standard rate for 1 child under 13 years old. We pay it to you every 26 weeks. We do this as long as you are still eligible or until you ask us to stop.

For a one-time advance, the highest amount you can get is 7.5% of your annual rate. This includes supplements, but not the Family Tax Benefit Part A supplement.

The highest advance you can get depends on whether it is a one-time advance or a regular advance.

You are a blended family

If you are a blended family, the highest and lowest amounts you can get depend on your blended family percentage.

You repay yet another advance

If you have already received an advance from us which you are still repaying, there is a limit. This is the maximum you would be entitled to less FTB advances that you have not fully repaid.

Age pension, invalidity pension or carer payment

In 6 months or 13 fortnights, you can only obtain:

  • 1 advance to the highest amount
  • up to 2 advances of small amounts
  • 3 advances at the lowest amount.

You can request the payment of the amount in one go or in 2 installments.

The lowest and highest amounts change with the pension amounts each March and September.

The lowest and highest amounts change with the pension amounts each March and September. Credit: Australian Government

You receive a partial rate of your payment or you are under 21 and receive a Disability Support Pension

We will determine how much advance we can give you using the pension amount you receive.

ABSTUDY, Austudy, JobSeeker Payment, Parenting Payment, Widow Allowance or Youth Allowance for job seekers and students

The lowest advance you can get is $250. The highest advance you can get is $500.

We can pay either:

  • everything at once
  • in 2 slices.

Agricultural household allowance

The lowest advance you can get is $250. The highest advance you can get is $500.

We can pay the advance in one go.

Special employment advance

The lowest advance you can get is $50. The highest advance you can get is $500.

You can get a special advance for employment if you receive 1 of these payments:

You can apply for this advance if you:

  • you get a job for at least 6 weeks and your income assistance will be reduced by at least 50%
  • you get a job and you don’t have enough money to pay for something you need to start
  • your job or your partner’s job has reduced your income support by at least 50% and you have not yet received your salary.

Advance on mobility allowance

You can get 1 advance in 12 months.

The amount of the deposit is equal to 13 Mobility Allowance payments.

If you receive an advance, your mobility allowance will stop. It will start again at the end of the advance period. It can be up to 6 months. We may restart your normal payments earlier if you begin to qualify for a higher rate.

You cannot increase or decrease your refund amounts.

How to register

The fastest way to apply online or with the Express Plus Centrelink mobile app.