Loan interest

While commercial loan interest rates have fallen, personal loan interest rates have increased

While commercial loan interest rates have fallen, personal loan interest rates have increased

The interest rate for TL-based commercial loans, on the other hand, decreased by 29 basis points from the previous week and became 20.66%. While the interest rate charged by banks for deposits in TL decreased by 08 basis points to 44% during the week of April 15, 51 compared to the previous week, the interest rate on deposits in dollars fell by 10 basis points to 0.99% and the euro the interest rate on deposits rose by 1 basis point to 0.49%.

The interest rate for TL-based commercial loans, on the other hand, decreased by 29 basis points from the previous week and became 20.66%. TL-based home loan rates rose 13 basis points to 18.09%; car loan rates rose 22 basis points to 25.17% and consumer loan rates fell 13 basis points to 27.91%.

While the interest rate on commercial loans denominated in dollars fell by 209 basis points to 4.97% during the same week, the interest rate on commercial loans denominated in euros fell by 49 basis points. basis to reach 3.48%.

While the deposit spread applied to commercial loans was 5.15% for TL, it was 3.98% and 2.99% for USD and Euro, respectively. The margin on commercial lending deposits in TL continues to be above the margin applied to lending in euros.

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Source: MDB